Remedies against rejection of insurance claims

Insurance Policies whether it is life insurance, health insurance or motor vehicle insurance, they have become an important part of our lives and we spend a major part of our earnings on securing Insurance with the expectation to attain financial security. An insurance claim is a formal request to an insurance company for coverage or compensation for a covered loss or policy event. The insurance company checks the claim and, once approved, makes payment to the insured or an approved interested party on behalf of the insured.

Insurance claim can be made by policyholder, their legal heirs, and any person who is authorized by any court of law. It must be understood that the third party who is claiming for compensation can only be awarded through the policyholder not directly.

Rejection of Insurance Claim can be very hard and most of the time the Insured is left clueless and is unaware about the steps that can be taken by him and what remedies are available in Law against rejection of genuine claims.

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