Form No. 13 Register Of Charges

Form no 13 registers of charges where When a company is a financial assistance or working capital finance a loan or debt, the bank or financial institution requires security (i.e., property, vehicle, etc.,) for the loan provided. If a proper security is created over the assets of the company, then the bank or financial institution can take possession of the assets secured and conduct the sale, to repay the loan. The Companies Act, 2013 requires all companies to file the requisite particulars with the ROC for all security created over the assets of the company. The process of creating a security over assets of the company is referred to as registration of charges or creation of charges. In this article, we look at all aspects of charge registration in a company.

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